What is a home warranty?

A Home Warranty Covers the repair or replacement of your homes major appliances and systems when they breakdown regardless of the items age.

Why should I purchase a home warranty?

If an appliance or system like your refrigerator or A/C unit breaks down it can typically cost a thousand dollars or more to repair the item without a home warranty. It is recommended that you have at least 2% of the your home’s value set aside for emergency appliance and system repairs if you don’t have a home warranty.  On a $200,000 home that equals a minimum of $4,000 saved just for repair expenses.

Instead of worrying about having enough money saved for unexpected repairs, you can purchase an affordable home warranty plan with Western Warranty that will help manage and repair covered breakdowns.

How does a home warranty work?

When you request repair service for a covered item that breakdown you simply file the repair claim at www.WesternWarranty.com and we’ll send out a contractor to repair the item. As long as the repair is covered by the warranty your only out of pocket expense is your service deductible.

 

  • Request service by filing a repair claim online at Western Warranty.
  • Choose your own contractor or have Western send a contractor to you
  • Pay your Service Deductible Fee
  • The contractor will then come to your home and diagnose the problem
  • Based on the contractor’s diagnosis we will determine if the problem is covered by your warranty. If it covered then the contractor will repair the item for you.

Is a home inspection required to have a home warranty?

No. We do not require home inspections or maintenance records before you purchase a warranty.

 

Is there an age limit for an item to be covered by the warranty?

No. There is no age limit for items to be covered by the home warranty with Western Warranty.

 

What is the difference between a home warranty and homeowners insurance?

Homeowners insurance protects your home from events that may happen like floods, fires, and storms.

A home warranty protects you when a covered appliance or home system breakdown due to normal wear and tear of the item.

 

What is the difference between a home warranty and a manufacturer’s warranty? 

A manufacturers warranty will cover failed parts of a single item like a Refrigerator or Oven for a specific time period but does not always cover the cost of labor or repair.

A home warranty will cover multiple appliances and home systems regardless of their age. A home warranty generally provides better protection for your appliances and home systems.

APPLIANCES

  • Kitchen Refrigerators
  • Built in Microwave
  • Oven / Range / Cooktop
  • Dishwasher
  • Garbage Disposal
  • Trash Compactor
  • Hot Water Dispenser

HVAC

What items are covered under a HVAC home Warranty?

AIR CONDITIONING:

  • Built in Electrical Wall Units
  • Circuit Board Replacement
  • Condensate Drain Line Flush or Repair
  • Condensate Pump Replacement
  • Condensing Unit Coil
  • Compressor
  • Evaporative Cooler
  • Evaporator Coil
  • Fan Motors
  • Fuses, Circuit Breakers, or Relays
  • Thermostats
  • Ductwork (AC or Heat)

 

HEATING UNITS:

  • Baseboard Convectors
  • Blower Mower
  • Circuit Board or Pressure Sensor
  • Draft Induser
  • Flame Sensor
  • Gas, Electrical, Oil Furnaces
  • Gas Valve or Smart Valve
  • Heat Exchanger
  • Heating Pump
  • Hydronic Circulating Pumps
  • Ignitor
  • Radiators
  • Thermostat

ELECTRICAL:

  • Electrical Breakers
  • Switches & Fuses
  • Wiring
  • Conduit
  • Panels & Sub Panels
  • Junction Boxes
  • Plugs
  • Telephone Wiring

PLUMBING:

  • Plumbing Stoppages
  • Leaks & Breaks
  • Toilet Tanks, Bowls, & Mechanisms
  • Toilet Replacements
  • Pressure Regulators
  • Circulating Hot Water Pump
  • Whirlpool Bath Motor, Pump, & Air Switch
  • Permanently Installed Sump Pump
  • Valves for Shower, Bathtub, Diverter, Riser, Angle Stop, & Gate Valves

GARAGE DOOR OPENERS

  • Motor
  • Receiver Unit
  • Capacitor
  • Push Arm
  • Switches
  • Track Assembly